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Expected closing costs
There are certain standard costs accompanying closing the sale of a house. These costs are usually split between the buyer and seller, as dictated in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Oklahoma to help guide you through the transaction.
Costs pertaining to your loan to be paid at closing
At closing, these taxes are usually paid
Transfer Taxes and Recording Fees
At closing, these fees are often due
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
As we hammer out your transaction, not only will I work to get the optimal sales price, but I'll also advocate for reduced closing costs. And once we've reached an agreement, I'll describe in detail the closing costs so you are aware of exactly what you're paying for.
When purchasing a property in Oklahoma County, you will be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an appropriate range so you're not stunned when you show up at the closing table. I'll be happy to go through the LE with you, answering your questions and highlighting any estimates that seem questionable.
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